Get to know your money.
Keep your login.
Other money apps want the keys to your bank. We just want a statement. Drop in a CSV or PDF and we’ll sort every penny for you — no linking, no scraping, no nonsense.
Free forever plan · No card · No bank login, ever
- TTesco ExpressGroceries−£42.10
- SSpotifySubscriptions−£10.99
- TTfL TravelTransport−£4.80
- AAmazonShopping−£29.95
- PPayroll — Acme LtdIncome+£3,200.00
- No bank login
- No screen-scraping
- No card to sign up
- Any bank, any statement
- CSV or PDF
- Sorted in seconds
Sorted in about the time it takes to boil a kettle.
Nothing to connect. Nothing to authorise. Three steps and you’re done.
- 01
Drop in a statement
Download a CSV or PDF from your banking app and drag it in. A whole pile at once? Go for it.
- 02
We do the boring bit
Every transaction gets its category in seconds. Groceries, bills, that third coffee — all tagged.
- 03
Have your lightbulb moment
See where it all goes, ask questions in plain English, and finally know your monthly number.
Go on, give it a go.
Drop a CSV statement here and watch it get sorted. Nothing is uploaded — this demo never leaves your browser.
All the good stuff. None of the faff.
AI search
Ask a question, get an answer — not a SQL query.
Spending analysis
Earned vs spent, category breakdowns and month-on-month trends.
Automatic categorisation
Rules catch common merchants instantly; an LLM handles the rest. No manual tagging.
CSV and PDF upload
Bank exports or PDF statements — both become clean, structured transactions.
Transfer detection
Moves between your own accounts are matched and excluded, so totals stay honest.
Your categories, your rules
Rename, add, split or merge categories to match how you think about money.
We can’t leak what we never had.
Most money apps ask for your bank login. We think that’s a bit much. Ledgerly only ever sees the statements you hand over — nothing more, and only once you’ve signed in.
No bank credentials
We never ask for your online banking login. Nothing to leak.
No screen-scraping
We never impersonate you to a bank or aggregator. Ever.
You choose what we see
Statement by statement, account by account.
Isolated per user
Encrypted at rest and locked to your account behind sign-in.
Simple pricing. Obviously.
Start free, stay free if you like. Upgrade when you want us to handle the AI.
Free
For getting to know your money.- CSV uploads
- Spending analysis
- AI features with your own API key
Plus
We bring the AI. You bring the statements.- Everything in Free
- AI included — no API key needed
- PDF statement import
- AI search in plain English
- Energy insights
Good questions.
The short answers. Sign up for the long ones.
Any bank that lets you export a CSV or download a PDF statement — which is essentially all of them. Nothing to integrate or authorise.
Statements are encrypted at rest, scoped to your account and only accessible after sign-in. Because we never hold bank credentials, the worst case is your transaction history — not your live account.
Common merchants are matched instantly by deterministic rules. Anything ambiguous goes to an LLM with full context. Correct any category in one click and the system learns.
Yes. Rename, add, split or merge them. We give you a sensible default set to start with.
Yes. Sign up and start uploading — no card required.
Your money, figured out. Your login, left alone.
Sign up, drop in a statement, put the kettle on. We’ll handle the rest.
Start for free