Ledgerly is personal finance, the safer way. Upload a CSV or PDF from any bank and we categorise every transaction automatically — with no direct bank connection, no screen-scraping, and no credentials to lose.
No card. No bank login. Your data, your control.
No integrations to wire up. No accounts to link. Just statements in and answers out.
Drop a CSV from your bank or a PDF statement. Multiple files at once is fine.
Every transaction is tagged automatically using pattern rules and an LLM, in seconds.
Browse spending by category, search in natural language, and see where your money actually goes.
A focused toolkit for understanding where your money goes — without surrendering your bank login to do it.
Most finance apps ask you to hand over your bank login. Ledgerly never does. The only thing we ever see is the statement you choose to upload — and only after you sign in.
We never ask for your online banking login. There is nothing for us to leak.
We do not impersonate you to any bank or third-party aggregator. Ever.
Statement by statement, account by account. Upload only what you want analysed.
Your statements are encrypted at rest and locked to your account behind sign-in.
The short answers. Sign up if you want the long ones.
Any bank that lets you export a CSV of transactions or download a PDF statement — which is essentially all of them. There is nothing to integrate or authorise.
Your statements are stored encrypted at rest, scoped to your account, and only accessible after sign-in. Because we never hold bank credentials, the worst-case blast radius is your historical transaction list — not your live account.
Common merchants are matched instantly by deterministic rules. Anything ambiguous is handled by an LLM that has full context of the transaction. You can correct any category in one click and the system learns.
Yes. Rename them, add new ones, split or merge them. Categories are yours — we just give you a sensible default set to start with.
Yes. Sign up and start uploading — no card required.